Boat Insurance
It’s true—when the days are clear and weather is warm—the first thing on your mind is going out on the water. Whether you prefer a boat, Jet Ski, luxury yacht or catamaran, this most important thing is that your watercraft allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends. But truthfully, in order to fully unwind, you need to feel confident that you are protected with either a dependable Maine boat insurance policy.
Your watercraft is something you’ve come to know, love and appreciate—it would be hard to picture your life without it. At Equinox Insurance, we make sure that you enjoy your time on the water without having to worry about what could go wrong. It just some happens that our agency specializes in writing insurance policies for various watercraft, so you can be certain that we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and we can tailor an insurance policy to your unique needs.
Our Maine boat insurance plans can provide Equinox of Aroostook Credit Union members with coverage for your boat, Jet Ski, luxury yacht or catamaran against many different types of loss. We offer:
Physical Damage Whole Coverage
This portion of your watercraft insurance coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.
Liability Coverage
If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose a lot of liability coverage or a little – it’s up to you. We'll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.
Medical Payments Coverage
We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.
Whether you’re a lifelong water lover or just getting started, it’s always a good idea to take a close look at your new or existing marine policy. We can help. Simply fill out our quick and simple online form to learn how Equinox Insurance can keep you safe and secure with either a Maine boat insurance policy—let us take care of all of your extensive watercraft coverage. Protecting your boat, Jet Ski, luxury yacht or catamaran has never been easier with Equinox Insurance. Happy boating!

